Sweetspot:
who doesn't like It's A Wonderful Life in spite of the fact that Potter ends up with George Bailey's money and half the property in town.
Mr. Potter already owned half the property in town--it was to have kept him from owning the rest of it, and having the place named "Pottersville," that George Bailey needed to have been alive. The money that Uncle Billy lost (effectively stolen by Potter) likely wasn't much more than a 'drop in the bucket' to the greedy miser, but had it not been replaced by the townspeople, then Bailey's financial institution would've collapsed and he'd have been arrested for fraud or embezzelment--thereby giving Potter the opportunity to take control of the other half of the town.
As to the original question (objective fairness vs. inherent top/bottom orientation), I'm still reflecting on it a touch...

--C.K.