Difficult one. What I try to do is remember that a story, in order to qualify as a 'story' should be more than just a list of events.
I might remove any interruptions ... like the phone ringing, or the milkman coming to the door to be paid (unless the narrative is intended to be humorous - then those things can add to it).
I would attempt to structure it ... real life can often lack structure, but a story must have it.
Another trick I use is to write it in third person instead of first. I find that helps to 'distance' myself enough to treat it as fiction.
Don't know if any of that helps, but it's the best I can offer.

Linda